A Few Lies About Retirement

A few lies about retirement, or, just a few things I know so far from personal experience and common sense.

You can’t retire with a mortgage

Well, here’s the thing. Of course you can retire with a mortgage! I’m not sure I know anyone who is retired who has also paid off the mortgage, although I do know a couple of high-earning folks who probably have. But honestly, they’re a tiny minority in my life.

My late father, my siblings who are retired, and closest friends who are retired all have or had mortgages when they stopped working.

Blogger in front of Liberace's house in Palm Springs
I wonder, did Liberace pay off his mortgage?
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I think this “rule” is a relic of that post-war past when middle class Americans could afford to buy a house with a middle income and live as a family on just that one income for 40 years, then retire for a few healthy years with a defined pension and their social security. And no mortgage, cause they paid it off in 30 years and they never moved!

Those days are ancient history for the vast majority. I know some contemporaries whose parents would have hit this sweet spot. But they’ve largely left the planet by now.

You can’t be a renter and retire: homeowner or else!

This myth is also something I often see in financial articles about retirement. Again, I think this is a bias that the financial press has about homeownership being the correct aspirational goal for everyone.

This is a hard one since we, as Americans, are conditioned to believe this myth from childhood. I used to have this argument with my father all the time. He was very invested in the idea of being a homeowner – well, he was a man with a wife and eight children, of course he’d want a stable home with something like a yard for his kids to play in. Also, I think he liked the security of knowing what the payment would always be.

The blogger perusing a box of Heartland granola in Dad’s kitchen.

I have a very different frame of reference. I’ve always been single, I don’t have children or other dependents, and both times I owned homes (condominiums, in my case) I soon felt antsy and trapped and really didn’t want the responsibility to take care of the many things that you get to be in charge of as an owner.

To get back to my main point – it may be desirable for the financial industry if everyone is a homeowner – more money for mortgage brokers, banks and real estate folks – but you can be a renter and retire just fine. I’m doing it, as are countless folks in apartments and senior housing around the country.

And one last point on that – a pet peeve of mine – are those who say you’re just throwing your money away on rent. How ridiculous! You are buying a roof over your head with that money – my current roof costs about $16 a day. If anything, the Great Recession schooled us on how foolish it would be to assume that real estate was always an investment that would appreciate endlessly. In most areas of the country, you’d be better off investing in an index fund.

And finally – for now, anyway, this lie about retirement:

You need a certain amount of money to retire

Is it $1.7 million? Seriously? If that’s true, most people will never be able to retire.

This is the headline for the above linked article on CNBC.com: Most Americans say you need $1.7 million to retire—here’s how much money to save each month to get there

So it might be nice – real nice – to have that cool $1.7 million when you finally stop working, but the truth is one day you’ll find yourself older and not working and realize you’ve “retired,” whether you’ve got the $1.7 mil or not.

Blogger on an Amtrak train, looking out over a peaceful landscape and feeling content.
The serene face of a new retiree who does not have $1.7 million in the bank. Happy anyway.

Usually the pundits base these numbers on income level just prior to retirement: they’ll say you should have 10x your most recent salary in retirement savings.

I think this – perhaps it’s a good, general, rule of thumb – but at its heart is the wrong metric. What you should focus on is spending level, not income level.

By focusing on income level, the financial gurus perpetuate as a truism that all people spend all of their income. But, let’s say, you make 150K per year and only spend 75K. Wouldn’t it make more sense to pin the retirement numbers on what you actually spent? I think so.

It makes way more sense. But then, of course, it’s a lower number for most people, then you wouldn’t need all these financial advisors and their investment products. Heavens! What then – the gurus who write these things for financial sites like the ones I’ve linked will be making less money.

As with so many things, it’s helpful to follow the money to figure out who’s really benefiting from this kind of advice.

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Masked Man Thru the Pandemic

Since it’s Halloween weekend, I thought it apropos to do a retrospective of this masked man through the pandemic (well, thus far, anyway).

‘Cause we really don’t know how long we’ll be wearing them, at least some of the time. Rest assured, and as you will see, I’ve got many. Even a few more I don’t have pictures of yet.

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I know it doesn’t really count as a costume. This is about the best I can do the day before Halloween. Enjoy the mask parade!

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Things That Really Changed in the Pandemic

I suppose everyone is different in how they experienced the last year and a half-plus. Still, there are things that really changed in the pandemic, although our lists will differ.

I got my Moderna booster yesterday, and I’m beyond grateful that I could get one. Also, I was pretty darn impressed by Kaiser Permanente and how quickly they seem to have ramped up and repurposed areas for vaccine administration and testing.

Blogger Getting Covid-19 Vaccine dose, February 2021

That got me thinking about how much has changed in the last 19 months or so and about how our lives are different. My life in particular, of course.

Here are the top five things that really changed during the pandemic – for me, anyway.

Exercise/Working Out

During lockdowns I was relegated to taking walks in the neighborhood, then incorporated some resistance band workouts to my routine once I was able to buy them. Slowly, I added various pieces of home equipment including a dip bar, a chin-up bar, and finally, a set of adjustable dumbbells and a legit flat bench.

Dip bar and resistance bands in apartment hallway
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Like everyone else, I was thrilled when the gyms reopened, first as an outdoor venue in a parking garage, then back to the old building with a mask mandate. Problem was, they didn’t enforce the mask mandate and I was uncomfortable, even being vaxxed myself, around maskless heavy-breathing gym bros and gals. So –

I’ve gone back to working out at home and hiking. For now.

Sex

As a single gay man of a certain age, the ready availability of partners had been dwindling already pre-pandemic but came to screeching halt once lockdowns kicked in.

I didn’t go into the pandemic with a partner or any FWB’s like I may have had earlier in life. The helpful venues we had in the community (the baths, the sex clubs) also closed down. Hookup apps don’t really work for me (I just really don’t want to meet status-unknown strangers for right-this-moment-sex at this stage of my life).

I’m ready for you, guy.

Honestly, it reminded me a lot of the fear of the early AIDS days. So basically I went back to what I did then – porn and chat lines became my closest friends. As some sex positive play venues reopen now with mask and vax mandates, I’ll be testing the waters – slowly.

Cooking for One

Can you believe I never ordered food delivery at all pre-pandemic? Yet ordering takeout to be delivered right to my door became my Saturday night treat for months during the pandemic.

It was one thing I could look forward to all week. Even though I mainly ricocheted between a gourmet burger joint and a Lebanese restaurant over and over. It was worth it.

Easy Whole Wheat Bread

Also, I continued to bake bread for myself, something I’d begun pre-pandemic. I also made a few different kinds of stews (all vegan) which I portioned out and froze. It got to be a steady habit so I’d have to say I ate more consistently and much more healthy during the pandemic. (Basically the cratering of dining out just by itself made me healthier, I could feel it both in my waistline and my wallet.)

Structure

I began to structure my solo days, and soon realized that my life had come to resemble a never-ending kind of high school schedule: The morning walk was first period PE. My creative writing/book work became second period Creative Writing/English. Firing up Mango Languages/Novela watching became third period Spanish. My piano practice became fourth period Piano/Music Theory.

Finally, the Sciatica stretching/Kegel routine became fifth period PE-lite. Then came lunch. And then I made everyday a short-schedule day so I’d have the afternoon off.

I kept this structure six days a week. On Sundays, I replaced most of it with grocery and other shopping and then cleaned the house. I ended up getting a lot done and having much cleaner floors!

Is Going Out Worth It? The New Calculation

Finally, I’ve had to make a new calculation about leaving my house for really anything at all. As in, is it really worth it? As strange as this sounds, living in Los Angeles definitely has its drawbacks, the chief one being, for me, traffic.

Closely followed by general congestion in that there’s just too many people out there. Most of the time.

Actually leaving the house: The Blogger at an Orange Line stop, waiting patiently.

Things that I do: movies – even if theaters are open, do I wanna sit in a closed theater with strangers for two hours? Maybe I’d rather watch the movie at home where I can pause it to go take a piss?

Back to the gym – do I wanna fight traffic, find parking, and spend an hour in a gym with inconsiderate unmasked bros (and gals too)? Maybe it’s more pleasant and safer working out with my own tunes in my little hybrid home setup.

The 12 Step Meetings I’ve been going to for over 30 years: Same as gym with traffic and parking. It’s so much easier to log into a Zoom call. And I don’t have to be wearing pants to do so! So there’s that.

Restaurants – the main attraction had been the company. Not the food, really. I am not a great cook, but I almost never sicken myself in my own home. I often feel sick the next day after eating out.

So yeah, I think I make a different kind of calculation for going almost anywhere – is it really worth it or can I get what I’m looking for right in my own backyard, so to speak?

I guess time will indicate whether or not these changes are permanent. At the same time I don’t intend to be a hermit.

A sense of isolation pervades all this and I didn’t/don’t like that. But I do want to make better choices for myself and the planet.

Overall, I know these pandemic changes will appear shallow to anyone who was really impacted by the pandemic by getting sick or having loved ones die, and I’m aware of that disconnect. I’m grateful every day that I have been privileged to have access not only to vaccines, but also to government actions that did their best to mitigate the pandemic’s damage in our city – and I’m talking about masks and lockdowns.

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I’m Starting My Invisalign Journey

I’ve always known that my front teeth were crowded and crooked. Thus, I’m starting my Invisalign journey.

I’ve noticed the crookedness more in recent years. Honestly, I think I have to “thank” social media for that. I’ve probably taken more pictures of myself in the last 5 years as in all of the 61 preceding!

Blogger Jim Arnold's teeth before beginning straightening with his Invisalign Journey.
The blogger’s teeth prior to Invisalign start.

So you really get to look at yourself, flaws and all. And I always wanted straight teeth.

Some might say “why? You’re already old.” Well, I’d rather be even older with nice teeth than crooked ones, so there.

Outcome, Duration and Cost

What I hope to achieve here is a nicer smile, a better bite, and straighter teeth in the process. My orthodontist told me he expects my “case” to take 1.5 to 2 years. It’s costing me about $6500. I’m paying monthly, so it’s kind of like a used car payment. A used car in my mouth.

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I’m on week 2 of my Invisalign Journey, so really, it’s just begun, and I’ve yet to see any changes. I’m taking photos once a week and I expect there will be quite a difference after a couple of months.

I have aligners for 52 weeks, which I change weekly. After those are done, they do what they call “refinements,” and that duration will only be known once the first part is finished and evaluated.

What I like Best

What I like best about my Invisalign Journey so far is the anticipation of the end results. Since that’s largely fantasy at this point, I’m also enjoying the fact that I can’t snack while wearing the aligners, which is better for my 66-year-old waistline. (Look up the Invisalign Diet – it’s a thing.)

What I like Least

What I like least is just the flip side of the above. I guess I never realized how much of a snacker I really was. Now I only eat three times a day when I take the aligners out. It’s been a situation of trying to shovel all the nutrition and the treats in that pie hole for 24 hours in a rolling two hour window (you’re supposed to wear the aligners for 22 hours a day).

If that’s the worst thing I think I can handle it. I’ll post updates, maybe quarterly, and report how it’s going.

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I was in San Francisco Last Weekend

which is why I didn’t post anything on Saturday. I was driving for a lot of the day. But, I have photos from the weekend.

I used to live in San Francisco, so it’s long past the time for me to do anything sightseeing or tourist-related. I hate crowds in particular – so I’m not going to go anywhere there’s any possibility of encountering one.

The reason for my trip was a Celebration of Life – a cousin’s husband died almost two years ago, but a service was delayed because of Covid-19. Finally, she was able to have it and it was wonderful.

I didn’t take photos there out of privacy – and really, do we need to document absolutely everything we do for social media? I don’t think so. More so as time goes on.

That being said, I hope you enjoy these photos. They include yours truly at the foggy and chilly beach at San Gregorio; a few from Golden Gate Park, including the Ferris wheel, the Shakespeare Garden (with the sundial), and a pleasant morning shot. There’s the Nancy Pelosi Drive sign (in GG park), which is timely.

We’re counting on you, Nancy!

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Easy, Healthy Whole Wheat Bread I Make Myself

Even before the pandemic started, I realized I didn’t like hardly any of the commercial loaves of bread I was finding in stores.

Not only that, most seemed to have a list of a hundred ingredients, half of which were unpronounceable chemicals. It was like, how can I justify putting this poison inside me every day?

I wanted more control. And, I wanted to be healthier, lean and mean, while still enjoying bread, as I’ve always loved it.

I’m not anti-wheat. I don’t have celiac disease. True stone ground whole wheat sounded (and tasted) wonderful to me. So this is the recipe I found, which I could live with.

Oh – this is a non-knead bread recipe. I forgot to mention I’m pretty lazy and don’t want to work that hard for my toast!

Simple Whole Wheat Bread
Simple, crusty non-knead whole wheat bread (this recipe)

Simple Whole Wheat Bread

There are only four things in this bread: flour, water, salt and yeast. That’s it. No preservatives, no added seeds or flavorings or toppings – though, for sure, you can add things if you want.

But the basic recipe is really simple.

You will need:

4 cups of Whole Wheat Flour

2 Cups of White All-Purpose or Bread Flour

Salt (1 Tablespoon)

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Yeast (1.5-2 Tablespoons) I use instant yeast.

Combine all the flour in a big enough bowl. You can sift it together or mix it up in some way (I don’t have a sifter so I use a wire whisk which seems to work fine).

In a separate bowl, mix the yeast and salt with about 3 cups of warmish water. I also use the previously employed whisk to smooth out clumps in this yeasty soup.

Then comes the only passably difficult part of this entire process: Adding the flour to the yeasty water and mixing it all up. Do this a little at a time. I use a big wooden spoon for stirring the batter which very quickly turns into a big ball of dough. It may seem that there’s just not enough liquid for this much flour but keep stirring and mixing and I promise it will work (or, add a few drops more of water here and there if it just isn’t happening).

At some point the spoon is no longer effective so I grease up my hands with some olive oil and ensure the ball of dough is totally mixed by using my hands. Now, you should have a nice warm ball of dough in your bowl. Congrats, the hard part is done. Cover it with a kitchen towel and set your timer for 2 hours, to let it rise.

This recipe is for round loaves, so I use a simple cookie sheet for the second rise and for baking. Grease the sheet and divide the risen dough into two (or more, if you want smaller loaves) balls, place apart on the sheet (to allow for more rising), and cover again with your kitchen towel. Set your timer for 40 minutes for the second rise.

Baking the Bread

Preheat your oven to 450 degrees, and set it to bake. I like a thicker, crustier crust, so I put a cup or two of hot water into a pan in the oven underneath the bread just before putting the loaves into the oven.

Also, just before baking – since we want our bread to look pretty – I use a serrated knife to cut a few little grooves across the top of the dough (which also makes slicing easier once baked).

Bake the newly risen round loaves for 20 minutes at 450. Remove and allow to cool before slicing. (Ovens vary, so you may have to fiddle with cooking time slightly. On my ancient apartment electric oven, I usually bake these babies for 21 minutes.)

So there you have it – your own homemade bread and you know exactly what’s in it, since you made it yourself! As a single mature man with a household of one, these two loaves usually last me 7 – 10 days.

I slice these loaves up in large chunks and freeze them in bags right after baking. That way my bread is always fresh, never stale or spoiled. This bread is great for sandwiches, toast, and to accompany dishes like stews, perfect for the fast-approaching heartier times of year.

(Entire process takes 3 hours plus whatever time it takes you to mix the ingredients together and mix the dough into the ball – say maybe 15 min. So let’s say 3 hours, 15 minutes total.)

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I’m Starting a Monthly Newsletter

One of the things self-published authors and other “content” creators struggle with is the constant need to feed the publicity machine. So, in addition to the usual social media outlets of Instagram, a Facebook Page, and this blog – I’m Starting a Monthly Newsletter.

One of those things where you have to opt-in and actually request it. (Here’s a link right here.)

A writer in the morning, wondering what he’ll dream up.

To (hopefully) prime that pump and quite frankly, bribe you to sign up is a free gift. (Wait, is that an oxymoron, aren’t gifts by definition, free?) In this case, it’s the original (and award-winning) screenplay of Kept, which is a yet-unmade movie I wrote about love, lust and real estate scams in Palm Springs.

This screenplay is also totally the basis for my novel Kept. So I’m hoping that if folks read the script – a fairly quick read of an hour or so — they might want to read other things I’ve written.

Ah, downtown Palm Springs, shown here at Gay Pride in 2013.

What will be in the Newsletter?

I’ll talk about current projects, novel-in-progress, that sort of thing, of course. I’ll remind readers of my books already written – Benediction, Benefits, The Forest Dark, Kept — and that salty memoir Wanderslut 1996: A Gay Road Trip Across America.

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Along with that, I’ll cover any ancillary writing things like events, books I’m reading or might recommend, writers I particularly like.

Filling the Well

Additionally, I hope to elaborate on what I do to “fill the well,” that is, fill my level of life experience that a writer needs to sustain imagination. I find that’s a constant challenge for me, to go out into the world and experience all that’s there and all that’s new for me personally (especially in the ongoing, and seeming never-ending, pandemic).

Perhaps I’ll throw in a recipe or two (if Mr. Bouie can do it. . .). And of course, there will be loads of photos, maybe even a few videos if I get thusly inspired.

So I hope you’ll sign up to get this monthly missive. Promise that you won’t hear from me more often than that, unless a book launch is imminent.

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Notes from Ground Zero – 9/11 20 Years Gone

September 11, 2021 – Twenty years later and I’m sure all of us remember where we were, what we were doing, how we felt when the terrorist attacks began.

I was living in San Francisco

That year I was also suffering from insomnia, probably related mostly to work stress. Whatever the reason, I got up early every day, 5 or 5:30. First thing I always did was put the coffee on, then immediately switch on my desktop computer to the home page which for me, at the time, was Yahoo News.

9/11 Memorial and new World Trade Center building, NY

I remember seeing a blurb about a plane crashing into one of the WTC towers. I assumed it was a small plane, pilot error kind of thing, initially didn’t give it much thought. Once the coffee was ready and I refreshed the page, the blurb got progressively bigger on that flickering screen and I decided to turn on my television.

I saw the crash of the second plane into the WTC live on TV as millions of others did and the rest of the day is kind of a blur. Eventually, I rode my bike into work down in SOMA, but probably didn’t do much.

Flight 93

I was familiar with United Flight 93. It was a great flight if you were on a business trip coming back from New York because the non-stop got into San Francisco mid-morning and you still had practically the whole day. I’d taken it a number of times, and had a reservation on that very flight two weeks later on September 25, 2001. Of course, that ended up being cancelled as well as the entire trip it was for.

Thinking about the anniversary of the 9/11 attacks, I remembered that I wrote out my impressions of visiting Ground Zero in December, 2001, almost three months after the attacks but long before the site had been “cleaned” entirely.

I was in New York for the convention that had been postponed from September. I mainly wrote these for family members (hence the reference to SF and to Milwaukee, where I grew up).

What I heard, what I saw, what I felt, what it was like.

Notes on Ground Zero, December 2001

Took C Train subway down 8th Avenue which stopped at Chambers St. downtown. When we walked up the stairs to street level, first thing I noticed was muddy grey dust all over and that kind of smell in the air you often smell at a construction site (concrete?). Also, there was a burning smell you sometimes got a whiff of.  It was a gray day but very warm for Dec. 2, probably mid-50s, probably warmer than SF.

I followed the crowd down the block and we made a right turn down Broadway. On the right you could see the cranes and an immense (I would say, 6 or 7 stories high) pile of rubble that had a lot of girders and steel twisted in circles, like pretzels. I think this was the 47-story building that collapsed late in the afternoon of September 11.

Walking further, I got stuck in the Sunday crowd, which was stopped at an intersection where a large wooden barrier had been erected, like the kind that normally surrounds a construction site. On the barrier were signs, pictures, notes, banners from elementary school children, flowers, incense, baseball caps, ribbons, balloons, candles and other memorial-type items. The crowd there was alternately reading the memorials and trying to take pictures of the devastation beyond, or taking pictures posing with the police officers who were guarding access to the WTC site.

Mark Bingham was an SF gay man aboard Flight 93 who was one of the passengers who fought back and thwarted the terrorists’ plan for that flight.

That barrier was adjacent to the building used as a staging area for the rescue/recovery volunteers, so I was able to see them reporting for work or leaving, or getting food and coffee. Lots of people with disposable coffee cups. The sidewalks downtown there are not as wide as some other areas of Manhattan, so there was a lot of pedestrian gridlock. There was a general quietness to the people, not really a hush, but you could overhear parents telling their kids what had happened here, describing the two buildings that were destroyed, and other conversations were about September 11 and what was remembered about that morning.

I walked past Trinity Church which was intact and no longer looked even dusty. Looking in the other direction down Wall Street, I could see the NY Stock Exchange just a block or so away. It is remarkable that it reopened just a few days after the attacks, as it is about 4 blocks away from Ground Zero and these are short, very old streets/blocks and I imagine that the ubiquity of huge stone/brick buildings shielded that area from raining debris.

I walked west on the street adjacent to Trinity Church, and several of these east-west streets are now ripped up for subway repair, as the tunnels under the WTC collapsed and all have to be rebuilt. So these streets were covered with enormous timbers, which is what I remember from Metrorail construction along Wilshire Boulevard and Vermont Ave. in L.A. when they were building the subway there. Also, there were a number of rat poison bait-contraptions placed against buildings. I imagine that many downtown rats were displaced by the destruction, and I wonder if being a rat was an advantage that day, if scurrying about in the dark below ground was a ticket to survival. (OK, I am kind of weird, but you know that already.)

From that vantage point, you were mostly free of the crowds and the strollers, because the access was over wooden planks and loose asphalt and harder to get to. I could see fire department hoses shooting streams of water onto the pile of rubble mentioned earlier – not sure if the buildings are still on fire, but I can’t imagine why they would be watering it if not. Some windows in that collapsed building were intact.

Of the WTC itself, all I could see from behind police barriers was that section of the façade still standing which you see in all the news photos. It’s about 3 or 4 stories high and appears to be a corner of one of the buildings – I think south tower. I believe they are going to preserve it as part of a memorial which is why it is still standing.

My final vantage point was from an overpass-type area on West Street (the street that eventually runs along the Hudson River) looking north (so my walk was almost in a circle) and from there I saw the rubble trucks leaving the destruction zone. They were like huge dump trucks and were stopped at the checkpoint and washed down. (Perhaps to get the dust off? So much dust..) I also saw an ambulance leave with lights flashing, no siren, wondering if it was carrying body parts or what. What else would be there almost 3 months after the fact?

What you don’t see on the news is the circle of devastation around the WTC. There is a big hole there, as those two buildings are just gone, but there are enormous structures adjacent, probably bigger than almost any buildings in Milwaukee or SF, that have enormous gashes in them, corners knocked off, evidence of fire, and windows blown out. These have been vacated and reminded me of red-tagging after an earthquake. The circle beyond those buildings is lesser damage, with a number of skyscrapers actually being covered in what looks like tarps – I expect that is so windows and other loose stuff doesn’t rain down into the street. Beyond that, you have the street level, and all the shops that would normally be there – pizza joints, dry cleaners, groceries, hair salons, etc. just shuttered and closed. There is dust everywhere, and those streets are very quiet.

My last view of this was from the Rainbow Room on the 65th Floor of Rockefeller Center, where I went with (note: my aunt, who died in 2013 at 92) Joan Arnold for a drink (well, mineral water!) before dinner. From uptown there you could see what looked like a hole in the ground with light rising up from a pit. They work on cleaning up 24 hours a day. I think they have still only recovered a few hundred bodies out of about 3,000.

New York around Rockefeller Center and the Dolby office and my hotel (both on 55th Street near 5th Avenue) seemed mostly normal to me. The big stores have their Christmas windows in, the shoppers were out, and the lights were festive. The skaters and the tree at RC were just as I remember them from other times there at this time of year.

The saddest thing for me to see in NY this trip were the fire station houses you would walk past, all having memorials outside of them and pictures of the firefighters from that station who died that day. These were everywhere and unavoidable. Yet at the same time, there was the usual sirens and careening through the streets of fire and police trucks, the only difference being that the vehicles now fly big American flags.

I was glad to see it, happy to be back in NY, happy to fly again. I can already tell that people are starting to let their guard down a little, which I don’t think bodes well, but you have to live your life too, and it makes no sense to go about worrying about things you cannot control.

  • Jim Arnold, 2001.
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What I Put in My Road Trip Cooler

I don’t always plan ahead for eating on the road. When I do, I’m rewarded, financially and health wise. Often, during the Wanderslut 1996 Road Trip, I would not plan in advance and be at the mercy of the “food stores” attached to gas stations.

We know at least a couple of things about these stores: 1) they are expensive and 2) they have virtually no fresh food save a bunch of unripe green bananas or heavily waxed apples on the checkout counter. So, do yourself a favor and take some time to plan ahead.

Here’s an ideal list for what I put in my road trip cooler.

A cooler with some healthy options.
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My Ideal List

  • Water — usually small plastic bottles since they fit better. I always buy whatever the store’s generic brand is. It hasn’t killed me yet.
  • Baby carrots or pre-cut carrots. I get these pre-washed, pre-cut, whatever the store has. I’m all about making it easier on myself to be healthy – so no, I never buy regular carrots and wash them and cut them up myself. ‘Cause I’m too lazy for that.
  • Hummus — for me, the ideal dip. For the carrots, but it works for just about anything. Pureed chick pea (garbanzo) and sesame seed mixture, high in flavor, relatively low in calories (and much lower than many salty oily things you could dip your food into).
  • Cut Up Fruit – When driving, it’s a lot easier to eat small bites you can grab with one hand and pop in your mouth. I choose things like apple slices, melon chunks, grapes, orange wedges (without the rind). Also, if it’s just the edible portion of the fruit, there’s no detritus left over that you to have to get rid of.
  • Cheese Sticks — I get the kind you can buy in grocery or even places like Starbucks – mozzarellas sticks, or the red Babybel bites. The cheese means there’s some protein to go along with the fat, and I find that they satisfy a hunger craving quite effectively.
  • Peanut butter — to put on bread, into sandwiches, or to eat on apple slices. High in fat and protein, definitely satisfies my cravings. I cannot live without peanut butter.

Something More Substantial for a Proper Meal

  • Baguette/baguette sandwiches: sometimes just the bread itself, which is easy to tear into hunks. Also, great for making sandwiches — peanut butter, or cheese, with a little arugula or basil, tomato slices, a dollop of mayo and dijon. I often make a few sandwiches in advance and put them in baggies. Then I know I have a lunch or dinner and won’t need to buy bad expensive, unhealthy “food” on the road.
Caprese sandwich, simple to put together and so delicious. (Baguette slices, mozzarella cheese, tomato, basil, a little olive oil)

  • Granola — Also something you can eat dry or as a cereal with some kind of liquid. Although eating handfuls of granola while driving will just mess up your car seat and floor (I know from experience).
  • Almond Milk — I like the chocolate kind. It comes in rectangular cartons which are perfect for cooler storage. Use as an alternative beverage for water and for the aforementioned granola bowl.
I’m guilty of putting this on cereal like granola, drinking it as a beverage, using it in smoothies, etc.

Better Than Chips and Soda

  • Bananas — ok, so I broke my own rule for no fruit detritus. Yes, you are left with a banana peel. But it’s really something easy to eat while driving.
  • Energy bars – in an emergency — or not. They’re maybe healthier than regular chocolate candy bars, maybe not — but having a few on hand in the car is good when you need a handy snack. Also good to have these in general in case of an emergency or as in my case sometimes when I exercise, a hypoglycemic episode where I need some carbs quickly.

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I Stopped Bathing During the Pandemic

Dirty Bird! Dirty Birdie. The Closet Unwashed. No matter what you call it, I became one of those who stopped bathing during the pandemic — at least on a regular schedule.

So, naturally I was thrilled to see features here and there that I was not the only one. In fact, I was sharing my (either) lazy or filthy habits with the rich and famous.

The pandemic lockdowns started in March 2020, which is still a winter month. I live in Los Angeles, and this is always strange to admit, but it’s often chilly indoors during the winter because our homes are not built for colder weather.

So in any March, I’m walking around my apartment and not terribly interested in getting naked for any reason, the last of which is usually to take a shower. I’ll admit it, I’m a wuss, and would rather be cozy and warm than squeaky clean. At least in winter.

But also – or should I say butt also – things have changed over the years which I think make my baseline cleanliness stronger. To wit:

I Don’t Work Out Everyday Anymore

Used to be a jogger. Those days are long gone. I don’t even go to the gym every day (and of course during pandemic we could not anyway, since they were closed) so I don’t sweat profusely and constantly like I did in my youth.

I used to do this running thing almost every day. Those days are long gone. So not as much sweating.

I’m Around Fewer People

For years I’ve been a writer, and worked freelance, and then I had a part time job which had only a couple of other employees, who were often not physically close to me. And I live alone. Now I’m mostly retired. So I guess that means there’s fewer people to annoy with whatever B.O. I might exude.

I worked mostly alone in this antiques warehouse and there was rarely anyone to offend.
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I Have a Bidet Now

This kind of coincided with the lockdowns in Spring 2020 (and the resulting TP shortage!) though I’d been thinking about it for a while. So I’m clean down there, like cleaner than I’ve ever been in that particular spot and I highly recommend it.

I Don’t Smell Bad

I don’t normally use deodorant and haven’t for years. Reason? Almost always my body does not produce awful odors. At least that I can detect. Would I be able to discern on my own whether or not I was rank? I think so. I hope so. By way of anecdotal evidence, no one has ever told me I stink. (At least not in that sense.) I’m going to assume they would if I did.

Finally, it’s just not necessary to bathe so much, and our daily shower is a modern innovation. For all of human history prior to the intro of indoor plumbing (which has only been around 100-150 years) people did not bathe constantly and somehow survived.

For someone prone to skin disturbances (like psoriasis and other dermatitis-type deals), dry skin — which you get from too much soap and water on you – is something to avoid. I can say that it’s helped me, particularly in the winter months, to have fewer outbreaks.

So what is my showering frequency? There was a point during the worst of the lockdown where I’d actually forget and have to log it in my diary and may have gone a couple of weeks (but no more) without a shower.

Now, I’d say I take a shower for sure once a week, often more, say, if I’m going to have some kind of social encounter. But honestly it’s no more frequent than that.

I don’t pay a separate water bill where I live but once again, California is in severe drought and I’m happy to help in a really small way by being that dirty bird.

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