Greed

Please read:  Michael Moore’s opinion piece in the NYT.

In this piece he argues that, Ok, Obamacare is really awful, but probably not for the reasons you would think. It’s awful because it kept the horrid American Health Insurance system intact instead of destroying it. Obamacare is a godsend to many, but it’s also a giant government payola giveaway to Big Health and Big Pharma. He’s right, it is.

So it’s a start in the reform we so desperately need in this country, and what we need is a Single Payer System, Medicare for all. And this will eventually come, I do believe that. I’m not sure how long it will take, I might likely be dead by then. But I urge you to read his piece if you haven’t yet.

Obamacare has helped me, personally, as a part-time freelance worker. I get a subsidy, though when I actually go to receive health care, I have huge deductibles. So, honestly, I try to do everything in my power to stay healthy, and for me that really means eating right and exercising plenty and getting good sleep every night and trusting in my genes.

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One of the most infuriating things about the plan I do have (a Bronze HSA plan) is that I pay percentages of co-insurance rather than specific dollar amounts of co-pay. So it’s all smoke and mirrors, since there are no price lists, there is no comparing one health care “store” with another since I’m at an HMO where everything is basically under one roof.

So — it’s not ideal, but it’s better than it was, and with Obamacare, I have to have prescription coverage, which I didn’t have before – because that’s required as part of the law.

But what I really wanted to point out in this “update” is, that contrary to everything you read in our right-wing media that hates Obama and anything having to do with him or the ACA — my premiums actually DECLINED for 2015. That’s right – the same plan is about 7% cheaper in 2015 than it was in 2014. So I guess market forces have lowered costs somewhat – there’s 30 plans I could choose from on the Covered California exchange, so maybe that made it to the Kaiser boardroom where they set their rates.

Whatever the process, I do benefit – and if I don’t get sick and don’t go to the doctor, I really, really benefit. But I ask you, truly, is this the way we want to run health CARE in this country? Hoping you don’t get sick and avoiding care to the very last moment? Because that’s still the way it is, even with the insurance – the enormous co-pays and deductibles almost guarantee it.

Single Payer Now. I count the days, or I would, except it’s too far off in the future — for the day I turn 65 and Medicare kicks in. (OK, it’s 5 years away, 2020)